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MINI-MEDS

An affordable alternative to spiraling insurance costs

What are mini-meds and how do they work?

Basically, mini meds are limited indemnity health insurance which offer true-insurance coverage, at a fraction of the cost of major medical plans. Affordable benefits can help you to attract and retain quality employees.

In 2003, the average major medical insurance plan in the US was $281 per month for single employees, and $755 for those with families. Mini meds range from $45 to $150 for single employees and $125 to $425 for employees with families.

Click below to see some of our mini meds plans:

Plans for individuals or families

Two tiered plans for employer sponsored group insurance:

Mini-meds were once thought of as only a supplementary product suitable only for part-time and minimum wage employees, given the escalating costs for traditional major medical plans, this product now has far wider appeal. This is not merely because of outside pressures, but because the product itself has improved.

Mini-meds are designed to offer the best dollar value for routine medical care, and should always be considered for underinsured employees or employers on a tight budget. Premium savings are possible because such products emphasize those services normally used by consumers, rather than allowing for rare catastrophic injuries or illnesses. To protect yourself against catastrophic events, consider complementing your mini-med plan with Critical Insurance.


Route Three has a system of employee benefits designed to Reduce Turnover, Improve Productivity, and Increase Profit.

Want to see which plans are available in your state? Choose one state, then click Search button.


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